January 2026: complaints in the archive
7 distinct call outs with a first reported source in January 2026. Records last updated 11 September 2026.
Prepared by the Fintech Wall of Shame editorial team from the currently published archive. Outcomes below reflect the latest recorded evidence, including updates after this month; they do not describe the outcome at month-end.
Reported problems
A call out can include more than one problem, so issue counts overlap.
What happened next
Mercury: 0 reported resolutions, 1 partial resolutions, 0 unresolved at the last update and 1 without an established outcome. 0 call outs have a reviewed company response.
PayPal: 0 reported resolutions, 0 partial resolutions, 0 unresolved at the last update and 1 without an established outcome. 0 call outs have a reviewed company response.
Revolut: 0 reported resolutions, 0 partial resolutions, 0 unresolved at the last update and 1 without an established outcome. 0 call outs have a reviewed company response.
Stripe: 1 reported resolutions, 0 partial resolutions, 0 unresolved at the last update and 1 without an established outcome. 0 call outs have a reviewed company response.
Wise: 0 reported resolutions, 0 partial resolutions, 0 unresolved at the last update and 1 without an established outcome. 0 call outs have a reviewed company response.
Read the supporting call outs
The 7 most recent records in this monthly cohort are listed below. Each links to its original sources and known updates.
- Mercury: Mercury: account-access restrictions after reporting attempted card fraud โ Outcome not established
- Revolut: Revolut: sudden account closure and a temporary money freeze while traveling โ Outcome not established
- Stripe: Stripe: account closure and months of held settlement funds โ Resolution reported
- Wise: Wise: account closure while funds remained after transfers to friends โ Outcome not established
- Stripe: Stripe: account closure with earned private-chef funds remaining after supplying transaction evidence โ Outcome not established
- Mercury: Mercury: recurring address-verification freezes disrupting business payments โ Partial resolution reported
- PayPal: PayPal: permanent account limitation after seeing a notice in PayPal โ Outcome not established
Scope and limitations
These counts describe our selected archive. They do not measure the total number of affected customers, complaint rates, provider reliability or overall customer satisfaction. Differences can reflect collection coverage, provider size and what people choose to publish. We do not infer an outcome from a lack of updates.
Read the selection and counting policy ยท Request a correction
Cite as: Fintech Wall of Shame, โJanuary 2026: complaints in the archive,โ records updated 11 September 2026, https://fintechwallofshame.com/insights/2026-01. Include your access date because corrections can change these figures.