Merchant disputes subscription fee offset against a restricted balance

Stripe's Automated Billing Loop: Charging a closed/rejected account an annual subscription, then using a \"Balance Transfer\" to seize escrow funds to pay for it I’m posting this here because I’ve hit an absolute wall of automated support canned responses, and I want to highlight an insane systemic loop in Stripe’s risk and billing systems that everyone using the platform should be aware of. Essentially, Stripe's billing systems charged me a $620 platform subscription fee on a permanently restricted account, generated a "negative balance" because I disputed the charge on a product I couldn't use, and then used Section 7.2 to unilaterally claw back \\*\\*$620…